Top 10 Simple Ways to Make Huge Savings in Everyday Life
Have you noticed that no matter whom you’re talking to nowadays, almost every person you meet tends to be complaining about how bad the economy has become for them? Most probably, you are one of these people! Now that you know you are not the only one in financial turmoil, what are you doing about it? If you are still pondering some ways to get extra savings, see our simple tips and tricks below:
Save On Bank Accounts
Before you open a new bank account, do some research. Look around for a bank that has the lowest monthly charges and ledger fees, as well as a transparent system with no hidden charges to hurt you in the future. Many people just choose whichever offer they lay their eyes on first, which can result in many unnecessary expenses.
Consolidating Your Current Debts
Are you currently paying very high interest charges on your mortgage or even car purchase? If that’s the case, you may be in fact losing a lot of cash! Consider consolidating these debts into a single small bill – it makes more economical sense.
Choose the Best Deal
For most American families, mortgages are their biggest debts. Taking a mortgage is a very important decision, so don’t be lazy and compare different companies on offer to pick the one that offers you the best deal. In case you have an ongoing mortgage payment plan, you might want to consider refinancing. Remember to consider all the necessary factors before buying a house.
Did you know that there are many DIY ways that you can make your own homecare products at home? For instance, you can use baking soda for cleaning, deodorizing and softening water; lemon juice for killing household bacteria, as well as white vinegar for removing grease, mildew, certain odors, stains and wax build-up. This way, you will be able to make huge monthly savings by replacing purchased alternatives. And the products you’ll need can be purchased with attractive discounts, too – just look for some Target coupons and see for yourself.
Kitchen Dusting & Cleaning
Rather than purchasing expensive paper towels or Clorox wipes, you can use a homemade rag to dust with,and clean around your kitchen. The alternatives that can be bought in shops are rather expensive, so you really get to save some cash. If you aren’t fully convinced though, make Kohl’s your go-to outlet, as they have pretty attractive offers, especially when you remember to use coupon codes.
Take advantage of garage sales. Rather than buying new products from the supermarket, you can find some pretty decent stuff there, and it’s a good option also for those of you who are apprehensive about buying second items, as you can see everything with your own eyes and talk to the owner directly so there’s less risk. Keep watching for garage sales in your neighborhood and you may be lucky to hear about a few!
Although not being directly related, the benefits you can get from a swap party are very close to those you can get from the garage sales we discussed above. Instead of always buying new things, you can swap clothes, home appliances or even your kids’ old books with a friendly neighbor. In essence, it’s a win-win as you will be pretty much getting rid of your junk stuff and receiving new items for free!
Saving on Services
By looking into beauty and vocational schools, you may be lucky to get a number of services for a fraction of their usual cost. If you feel a little adventorous, the students should take care of all your needs as a part of their learning process, and it doesn’t mean you’ll get less quality at all. Also, try not to change the place you’re going to – being a regular can pay off in many places, not only beauty salons and service garages!
Make Your Purchases a Season Ahead
Product prices are at their lowest when their season of use is just about to come to an end. So, for instance, why not buy next year’s winter clothes around the end of this winter? Look for the best deals and keep track of your purchases – you will be amazed by the amount of savings you can make with this kind of shopping!
Finally, Recycle Your Christmas Tree
The truth is, you really don’t have to buy brand new home décor every Christmas time. A recyclable artificial tree can serve the same purpose and make you some tidy savings annually, and so do the ornaments. This can also extend to Halloween costumes and other holiday items. And if you get bored with what you already have, consider making new decorations by yourself! BuzzFeed has some amazing home decor ideas not only for Christmas, so just take a look.